Insurance
Insurance is a highly misunderstood product and it’s often bought and sold for the wrong reasons. At the same time it’s a very important part of your life and you must know certain ground rules for making the right decisions in this year. Many of us consider insurance just another investment for tax saving. Our day-to-day life is full of unpredictable risks for example loss of life, loss of income, critical illness, disability etc. Insurance planning means figuring out adequate cover against “insurable risks” and getting the maximum out of the premium you pay. Tax exemption is just another aspect of it.
Life Insurance is a contract by which you can protect yourself against specific losses by paying a premium over a period of time. Since each one of us, during our lives are faced with numerous risks – failing health, financial losses, accidents and even fatalities, our instinct drives us to cover ourselves against those risks. Though an insurance cover can’t protect you against the emotional losses arising out of these risks, it softens the economic crisis that usually accompanies these losses.
In today’s landscape of soaring medical costs and a growing prevalence of lifestyle-related diseases, securing the right Health Insurance policy has become paramount. Unforeseen illnesses can swiftly deplete your hard-earned savings, painstakingly accumulated over a lifetime. Your health is your most valuable asset, and safeguarding it with a comprehensive Health Insurance plan ensures not only financial security but also peace of mind.
A well-chosen Health Insurance policy guarantees that your savings are preserved for their intended purposes – whether it’s funding your child’s higher education, creating a memorable family vacation, or realizing the dreams you’ve nurtured throughout your life.
Take the first step towards your financial goals—book a free consultation
today and let us help you achieve them with expert guidance.
1103, 11th Floor, Galleria Commercial Tower, DLF Phase 4, Gurgaon – 122009
Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
Madhur Mendiratta | AMFI Registered Mutual Funds Distributor | ARN-140416 | Initial Registration: April 2018 | Validity: 1st April 2027
Bhavika Mendiratta | AMFI Registered Mutual Funds Distributor | ARN-113717 | Initial Registration: May 2017 | Validity: May 2028
© 2026 Prism Wealth