Bonds
For conservative investors looking to minimize risk, bonds offer an attractive option in India. Bonds are debt instruments where the lender provides funds to an issuer (a company, bank, or government) in exchange for regular interest payments and the return of the principal at maturity. Bonds are considered safer than stocks and other securities.
These include Treasury Bills (T-bills) with short-term maturities and longer-term bonds. Issued by central, state governments, or municipalities, they are the safest investment as they are backed by the government’s ability to print money.
Issued by companies to raise capital, corporate bonds provide higher returns than Fixed Deposits and Savings Accounts but come with more risk. Thorough research is essential, as some corporate bonds may default.
Offered by the Government of India, these bonds are an alternative to physical gold, allowing investors to gain exposure to gold’s price movement without holding it physically. They offer interest payments and are exempt from capital gains tax if held to maturity.
These bonds allow bondholders to convert their bonds into equity shares of the issuing company under pre-determined terms, offering the potential for higher returns if the company’s stock performs well.
We offer Capital Gains Bond under Section 54EC of the Income Tax Act, 1961. Those desirous of availing exemption from capital gains tax under Section 54 EC may invest in these bonds. Capital gains arising from transfer of Long-term capital assets can be invested in these bonds within a period of six months from the date of transfer of the asset for getting exemption from the capital gains tax. Such Bonds are issued by SIDBI, NHB, NHAI and REC.
Introduced by the Reserve Bank of India, these bonds offer a secure investment with a 7.75% interest rate, available to HUFs and residential citizens with no upper investment limit.
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Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
Madhur Mendiratta | AMFI Registered Mutual Funds Distributor | ARN-140416 | Initial Registration: April 2018 | Validity: 1st April 2027
Bhavika Mendiratta | AMFI Registered Mutual Funds Distributor | ARN-113717 | Initial Registration: May 2017 | Validity: May 2028
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